Business Finance Homework Help

The Task:

Your group must create scenario between a commercial loan officer of a local bank in Bahrain and a local / regional business applying for a business loan. Below are the requirements that you need to prepare. You will also be asked to make a group presentation near the end of the semester, after submission.

From the perspective of the borrower:

Provide a detailed loan application from a small to medium scale local / regional business with the necessary qualitative and quantitative information about the business. It should contain information such as: the company profile, years in business, information about the owners, details about the business and industry, purpose of the loan required, amount of loan required, and other details you feel is necessary.

Include the last 3 years financials (balance sheet, statement of income and expenditure, cash flow statement) and the company’s plans for the next 12 months incorporated in an operating budget and cash flow forecast.

From the perspective of the bank:

Outline the limitations of this financial information for the lender.

Explain in detail the credit evaluation process that you will follow to analyse this proposal

Give your decision regarding the loan and reasons for the same.

Mention any additional requirements or conditions that the lender would ask for.